Interest Rates
If you are looking to finance a purchase,
allow me to recommend loan officers
 who have provided the BEST INTEREST RATES.


     Stephen Santi*****
"making your home part of your financial future!"

    Website: www.santifinancial.com
   E-mail: stephens@wafinancial.com

(206)-774-3951 Direct... 
(877)-474-7128 Toll Free
(425)-445-4188 Cell.......
(206)-407-3951 FAX......

______________________

      Marcia Kindig****
"VA Home Loan Specialist"
Countrywide Home Loans
Website:  www.marciakindig.com
E-Mail: marcia_kindig@countrywide.com
1-800-883-2067 x226
____________________________

Cameron Rowe
Quicken Loans
Website:  www.quickenloans-cameronrowe.com
E-Mail: cameronrowe@quickenloans.com
1-800-226-6308 x55951
___________________________

Jeff Brumfield
Federal Direct Mortgage
Website:  www.federaldirectmortgage.com
Email:  brummycorp@yahoo.com

425-488-7830
 


Please be aware...
 there is more to the
"best loan"
than just comparing
an interest rate!


...Does the loan have a pre-payment penalty? 
...Does the interest rate change at any time? 
...If so how much and how often (and why?)
...If the quote has little or no closing costs,
where are these costs embedded in your loan?
...What are the itemized prepaids for this loan?
...Ask about Yield Service Premiums (YSP's)
...Is the APR considerably higher
than the quoted interest rate?
...Is the interest rate/APR at closing,
different than what was locked in?
...How much different is the rate at closing
than was cited on your "good faith estimate"?

The Bottom line...
Ask the mortgage broker or banker,
to itemize through every item and every fee
 you're going to be charged for this loan,
and from this, determine if the loan is right for you!
 

Always ask for a "GOOD FAITH ESTIMATE (GFE)"
Federal Law requires a GFE be provided within 3 days!

"When you make contact with any lender...
please be sure to tell them Beryl Gosney referred you!"

Be sure to discuss your plan with your BUYERS AGENT!

Call Beryl Gosney at 425-344-2222

Remember, the difference between success and failure is often the
ability to "make a decision" and then to "Act on it!"

I look forward to working with you!
I hope you use my website.
It can be of great value to meeting your goals!

                                            
BERYL GOSNEY
                          
                                 My Resume