CREDIT ALERT - FREE Credit Report for 30 Day Trial
- CREDIT ALERT -
When was the last time you saw your own personal
credit report? NEVER perhaps?
We'll, you might be in for a big surprise, especially if your name is common
or you had some credit concerns in the past. Or maybe you've been divorced.
Alot can happen which will impact your rating without you ever knowing it.
The only way you'll know is by checking it out --- especially if you're planning
to buy a Home!
Excellent (Credit score higher than 750) - if you have
had
• No 30 day late mortgage payments in last 2
years and
• No 30 day late payments on credit
cards/consumer debt in last 1 year and
• No charge offs, judgements or repossessions in past 2
years and
• No bankruptcies, foreclosures in past 4 years
Good (Credit score between 680 and 749) - if you have had
• No 30 day late mortgage payments in last 1 year and
• Less than three 30 day late payments on consumer debt
in last 1 year and
• No bankruptcies, foreclosures in past 4 years
Fair (Credit score between 620 and 679) - if you have had
• Less than one 30 day late mortgage payments in last 1 year and
• Less than three 30 day late payments on consumer debt in last 1 year and
• No bankruptcies, foreclosures in past 3 years
Poor (Credit score less than 620) - if you have had
• More than one 30 day late mortgage payments within past 1 year and
• More than three 30 day late payments on consumer debt in last 1 year and
