Time Is Of The Essence!

 Especially When Dealing
 With Foreclosures!

   Time is your worst enemy in a real estate transaction!  Especially if you're buying or selling a foreclosure
   property.

   So, if you have not called BERYL GOSNEY (me) yet!  Ask yourself, why not?

   We need to immediately talk about your plans and I will share the steps in the
   process with you!  We can do that by phone!  Call me at 425-344-2222.

   By the way, the phrase, "time is of the essence", is often used in legal contracts which in effect says: the
   specified time and dates in this agreement are vital and thus mandatory, and "we mean it." Therefore any
   delay-reasonable or not, slight or not-will be grounds for canceling the agreement.
  
   The ironic part about this all, is that working with foreclosure transactions, they seem plagued with
   delays not generally in your favor.  It is for this reason, I raise the subject of "time" to prepare the
   buyer for what may seem a like a very slow and frustrating process on the seller side, which, at the same
   time, requires a very aggressive pace on the buyers side!  Seems a bit unfair, but that is the nature of the 
   beast!  I've learned to accept it and that is why I have such a success rate --- I don't give up!

   But there is one other factor that we must understand before we start!  If you are serious about buying a
   property, house hunting IS NOT the first step in the process!  If that is what you have in
   mind, then we must STOP before we even begin!  Our first delay!

   Nothing abuses your time and ours more, than taking steps in the wrong sequence.  Trust me please, real
   estate agents work in their businesses generally 60-80 hours a week.  There is a right and a wrong way to
   everything we set out to do!  We're trained to know the advantages and disadvantages respectively.

   The first step is preparing yourself financially to make an offer, even before you know
   what it is you're going to buy!  Time is of the essence.  Please get the steps in one of the following two
   paragraphs done ASAP.

   If you're an all cash buyer, not requiring a loan, you still need a "letter of credit" from your financial
   institution where your funds are deposited.  In the letter, a bank representative must provide a statement that
   your account currently has sufficient funds available to make a real estate purchase up to the amount of "X"
   dollars.  The letter must be written on business letterhead, show the date the account was reviewed, it must
   reference the applicable account number, and it must be signed by a supervisor.  Please FAX a copy to
   BERYL GOSNEY at 425-645-5373. This letter is a required part of your offer.

   If any/or all of your purchase is to be financed, a "pre-approval letter" from a lender must be provided with
   your offer.  The letter must state the maximum purchase price, the maximum loan amount, the type of loan,
   and lending conditions, if any.  This letter has to be written on company letter of the lending institution, dated
   and signed by the loan officer.  Please FAX a copy to BERYL GOSNEY at 425-645-5373.  This letter is a
   required part of your offer.

   Now you can see why its necessary to do things in the right order!  And to do it promptly!  The longer it takes,
   the longer before you can make an offer!  If you're not prepared, then there is no sense looking at foreclosure
   listings --- you'll just be disappointed that you're not ready!

   Once you have the "letter in our hands", we are SET TO GO!  We'll begin immediately to send you
   property listings to consider.  That's providing we have talked about your plans by now!  If not, then here is
   a delay! 

   Once we have gone over your plans, discussed the steps in the foreclosure process, shared my winning
   strategy, and discussed any questions you may have...