Contact BERYL GOSNEY right away!  The more advanced notice you give me, the better
   chance you'll have for a favorable outcome!

   We need to immediately talk about your plans and I will share the unique steps in
   the pre-foreclosure process with you!  We can do that by phone!  Call me at 425-344-2222.

   The "Notice of Trustee Sale" is made public in the form of a listing, usually on a Monday.  Many have an
   accumulated balance due plus legal fees, that, when combined, may exceed the appraised value of the
   property.  These "short sales" offer you the greatest risk, little or no immediate equity, and/or the least
   positive cash flow potential, if you intend to rent out the property after you purchase it. 

   So, we must find properties that have 30-40% equity, based on their current retail market value.

   Be aware, the biggest competition for these properties are investors and real estate agents!
   They get the same list that we can make available to you and they are already prepared to make an
   offer once they can make contact with the seller!

   There is one other factor that we must understand before we start!  If you are serious about buying a
   property, house hunting IS NOT the first step in the process!  If that is what you have in
   mind, then we must STOP before we even begin!  Our first delay! 

   Nothing abuses your time and ours more, than taking steps in the wrong sequence.  Trust me please, real
   estate agents work in their businesses generally 60-80 hours a week.  There is a right and a wrong way to
   everything we set out to do!  We're trained to know the advantages and disadvantages respectively.

   The first step is preparing yourself financially to make an offer, even before you know
   what it is you're going to buy!  Time is of the essence.  Please get the steps in one of the following two
   paragraphs done ASAP.

   If you're an all cash buyer, not requiring a loan, you still need a "letter of credit" from your financial
   institution where your funds are deposited.  In the letter, a bank representative must provide a statement that
   your account currently has sufficient funds available to make a real estate purchase up to the amount of "X"
   dollars.  The letter must be written on business letterhead, show the date the account was reviewed, it must
   reference the applicable account number, and it must be signed by a supervisor.  Please FAX a copy to
   BERYL GOSNEY at 425-645-5373. This letter is a required part of your offer.

   If any/or all of your purchase is to be financed, a "pre-approval letter" from a lender must be provided with
   your offer. The letter must state the maximum purchase price, the maximum loan amount, the type of loan,
   and lending conditions, if any.  This letter has to be written on company letter of the lending institution, dated
   and signed by the loan officer.  Please FAX a copy to BERYL GOSNEY at 425-645-5373.  This letter is a
   required part of your offer.

   Now you can see why its necessary to do things in the right order!  And to do it promptly!  The longer it takes,
   the longer before you can make an offer!  If you're not prepared, then there is no sense looking at foreclosure
   listings --- you'll just be disappointed that you're not ready!

   Once you have the "letter in our hands", we are SET TO GO!  We'll begin immediately to send you
   property listings to consider.  That's providing we have talked about your plans by now!  If not, then here is
   a delay! 

   Once we have gone over your plans, discussed the steps in the foreclosure process, shared my winning
   strategy, and discussed any questions you may have...