Good Morning:

My name is BERYL GOSNEY and I live right here in the area.  I have some terrific news to share with you! Perhaps you recognize my name and already know I always have something of value to share every time I meet someone!

I've attached this genuine looking Million Dollar Bill to this letter for two reasons...

1.   I have something very important to tell you about and,  

2.   Since it involves one of the most important decisions you’ll  make in your lifetime,   I thought this Million Dollar Bill would be an appropriate eye catcher.

Here's what this is all about...

Money is flowing out of your checkbook every single month...
Money you'll never see again...

I'm talking about -- Rent money.

That's right, "When you're renting, you're just throwing your money away." I know you've heard it a million times but it's true.

And as rents continue to rise, you continue to part with bigger and bigger chunks of your hard-earned money. Money is going right into the pocket of someone else. But it could easily stay in your pocket and this money will grow as the value of your new home increases.

Before you set this letter aside
 Think about this…

Most homeowners today were just like you. They thought that buying a home was simply out of their reach, but now they are enjoying a new lifestyle in their very own home.

Ask any homeowner you know, a friend, a family member, or someone you work with.  Ask them if they will ever rent again!  Then when they say No, ask them why!

No more rent. No more putting money into the pockets of a landlord.

Buying a home is the
 smartest financial decision
you will make for two reasons…

· Equity build-up and,

· Tax Advantages.

Let me explain...

Real estate values have risen steadily over the last 60 years (sometimes there are peaks and valleys), but over the long run there has been a consistent increase.

This means that every month when you make a payment on your new home, the amount that you owe goes down.

PLUS, since home values typically increase (and this includes apartments and condos), it is worth a little bit more every month.
Right now, as of this writing, homes are going up in value each month, more than the mortgage payment you are making. 

This is how you build up equity in your home. For example, if your condo is worth $150,000 and you owe $120,000, in a two year period, it is conceivable that the equity will be $30,000; and close to $45,000 in three years.

Let’s say it is a $225,000 home you purchased.  Let’s say you bought it Zero Down.  By next year, you will owe approximately $222,000 however your equity in the home, based on this areas current appreciation rate, will be about $27,000 --- your home would have a market value of about $250,000+ just after one year.

Also, all of the interest and property taxes that you pay on your home are fully tax deductible! (Check with an accountant or tax specialist.)

Buying A Home, Apartment, or Condo
is Easier Than Ever!

There are lots of different ways to buy a home!
Often, for the same or less than you are paying in rent!

My FREE Rent vs. Own Analysis will help you decide if home, apartment, or condo ownership is right for you now, or in the near future (it's free, and there is no obligation to buy anything.) It might be the most important 5-10 minutes you make in your financial life.

Either I or a member of our homes and loans team will call you in the next 48 hours to schedule a time for us to go over your FREE Rent vs. Own Analysis. Or, call me at    425-344-2222 anytime to schedule a mutually convenient time to meet.

This letter is going out to about 100 families and individuals that we feel have a very good chance of making their dream of owning a new home, apartment, or condo come true!

So don't delay. Schedule your FREE Rent vs. Own Analysis before all of our open appointment slots are closed. In two weeks I'll be too busy finding new affordable homes for people just like you!  And homes you may wish were yours may be sold.